Investing In Property



Our property investment blog brings you all the best articles from industry investment property experts.

7 Tips for Managing Your Investment Property

Choosing a property to rent out to tenants is only a small component of maximising your investment return. The way in which you choose to manage your property can affect your cash flow and your overall returns. Here are some tips for managing your investment property. Treat it as a business When you view a tax return for a rental property, you’ll notice that the Australian Tax Office (ATO) treats it much like a business. An investment property is an income-producing asset. The costs associated with generating that income are considered tax deductible expenses. If the ATO views your rental property as a business asset, you should too. Be aware of your cash flow. Understand what causes your as

What Is the Right Loan Structure for Your Investment Property?

Making the decision to invest in property is a positive step towards strengthening your financial future. It’s likely you’ve spent time researching the location and rental demand in your chosen location, as well as inspected a number of different properties before making the decision about which one to purchase. Yet it’s also equally as important to ensure you do some research into the right loan structure for your investment. A poorly structured portfolio may reduce flexibility and lower your ability to manage risk effectively. The loan structure you choose could be the key to maximising your cash flow and helping you achieve your financial goals. Here are some things to consider when deter

What Type of Investment Property Is Right for You?

Are you ready to invest in property, but aren’t sure what type of property to buy? The type of investment property you choose has the ability to impact your returns and your overall investment goals, so it’s important to choose the right one to suit your needs. There’s also the distinction between residential and commercial investment properties to consider. While there are definite pros and cons for both options, this article will look at only residential investment property options. This site is optimized with the Yoast SEO plugin v5.0.2 - / Yoast SEO plugin. google webfont font replacement This site uses the Google Analytics by MonsterInsights p

Bank of mum and dad growing the divide between those who can and those who can't buy property

The latest Adelaide Bank/REIA Housing Affordability Report shows affordability is worsening, just as new research from Mozo shows increasing numbers of parents are stepping in to help their children get a foot on the property ladder. This site is optimized with the Yoast SEO plugin v5.0.2 - / Yoast SEO plugin. google webfont font replacement This site uses the Google Analytics by MonsterInsights plugin v6.2.0 - Using Analytics tracking - / Google Analytics by MonsterInsights Hotjar Tracking Code for [if lt IE 9]><![endif] Debugging Info for Theme support: Theme: Enfold Version: 4.0.5 Inst

Landlord's Insurance - Is it Important?

Most property investors understand the importance of insuring their asset. However, some investors assume that by taking out building insurance the property is insured in the event of any damage being caused. Yet your building insurance policy only covers the actual building. It doesn’t cover the contents you own within the building, such as the floor coverings or window treatments. Your building insurance policy also doesn’t cover you against a range of events that could potentially impact your ability to keep generating rental income. A Landlord’s Insurance policy provides additional levels of protection specifically for property investors who rely on the rental income generated by the ass

BMT Tax Depreciation

It's not too late to claim depreciation With the 2016-2017 financial year now over, property investors may assume they have missed their opportunity to organise a tax depreciation schedule and make a depreciation claim. Research suggests around 80 per cent of property investors simply don’t claim because they are unaware of depreciation, they don’t know the rules or they don’t realise they’re eligible. Legislation enforced by the Australian Taxation Office (ATO) allows investors to claim depreciation deductions on any income producing property for the wear and tear that occurs over time to the building’s structure (capital works deductions) and the plant and equipment assets contained. Both

First-home buyers are back in the market

Government policies have caused a "dramatic increase" in the involvement of first-home buyers in the market, says Tim Reardon of the HIA. StartFragment StartFragment First-home buyers are re-entering the market after years spent waiting on the sidelines. The latest Australian Bureau of Statistics housing finance data shows the proportion of first-time buyers in the home loan market rose from 14.9 per cent to a 47-month high of 16.6 per cent in July. In total, 56,464 home loans were approved in July, up 2.9 per cent from the previous month and the third consecutive monthly gain. EndFragment StartFragment "More loans are being taken out to buy or build homes and a key reason is the incentives

Should Negative Gearing Be Abolished?

Removing negative gearing would lift homeownership rates to as high as 72.2% of households, reduce home prices by 1.2%, and raise rents marginally, according to a new study presented to the Reserve Bank of Australia’s Research Workshop 2017. Preliminary results from the economic modelling exercise, entitled Negative Gearing and Welfare: A Quantitative Study for the Australian Housing Market, concluded that eliminating negative gearing altogether would lead to an overall welfare gain of 1.5% for the Australian economy “in which 76 percent of households [would] become better off.” “However, the welfare effects are heterogeneous across different households. Renters and owner-occupiers are winne

What Is Home Equity

If you’re paying off a mortgage on your own home or an investment property, it’s likely you could have some home equity. When used correctly, your home equity could potentially be a surprisingly useful financial tool. The word ‘equity’ means ownership. Your home equity refers to the amount of ownership you’ve built up in your home’s value. Calculating your home equity The amount of home equity you have is calculated by determining the market value of your home and then deducting the amount outstanding on your mortgage. For example, if your home’s market value is $400,000 and your mortgage balance is $300,000, then your home equity is $100,000. Building your home equity There are really only

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